RD Calculator Online – Calculate Recurring Deposit Returns

Save every month, grow steadily. Use our RD calculator to see your future savings.

Monthly Plan

Monthly Deposit (₹)

Interest Rate (% p.a.)

Tenure (Months)

Total Interest Earned

₹ 0

Maturity Amount

₹ 0

Investment Summary

Total Amount Invested: ₹ 0

Wealth Gained: ₹ 0

Total Maturity Value: ₹ 0

Investment vs Interest

What is a Recurring Deposit (RD)?

A Recurring Deposit (RD) is a special kind of term deposit offered by Indian banks and the Post Office. It allows individuals with a regular income to deposit a fixed amount every month into their RD account and earn interest at the rate applicable to Fixed Deposits.

RDs are an excellent way to save for short-term goals like a vacation, buying a gadget, or building an emergency fund without the need for a large lump sum investment.

Why Choose RD in 2026?

• ✓ Discipline: Promotes a habit of monthly savings.
• ✓ Low Entry: Start with as little as ₹100 or ₹500.
• ✓ Guaranteed: Fixed returns regardless of market conditions.
• ✓ High Returns: Earn FD-like interest rates on monthly installments.

How to Use?

Input your monthly installment, the annual interest rate, and the duration in months. Our tool uses the bank-standard quarterly compounding formula to give you the most accurate result.

Taxation (TDS)

TDS is applicable on RD interest if it exceeds ₹40,000 in a financial year (₹50,000 for senior citizens). You can submit Form 15G/15H to avoid TDS if your income is below the taxable limit.

RD vs SIP

While SIPs in Mutual Funds can offer higher returns, they carry market risk. RDs are 100% safe and offer a fixed maturity amount, making them ideal for risk-averse savers.

Bachat Guide: Recurring Deposit (RD) Calculator, Interest Rates & Maturity Tools

Top RD Tools

Recurring Deposit Calculator Online RD Interest Calculator Free Calculate RD Maturity Amount Monthly RD Saving Tool RD Interest Rate Tracker 2026

Post Office & Bank RD

Post Office RD Calculator 2026 SBI RD Interest Calculator Online HDFC Bank RD Maturity Estimator ICICI Bank Recurring Deposit Tool Senior Citizen RD Interest Rate PNB RD Calculator Online

RD Rules & Features

Quarterly Compounding RD Calculator RD vs SIP Comparison Tool TDS on RD Interest Calculator RD Premature Withdrawal Calculator Monthly Investment vs Fixed Deposit

Hindi / Hinglish Help

RD ka byaj kaise nikale Monthly bachat par kitna return milega Har mahine 1000 jama kare to kitna milega Sabse achha RD calculator online Bank me RD khulwane ka fayda Post office me RD kaise kare

Quick Savings FAQs

How is RD interest calculated? What is the current Post Office RD rate? Is RD interest taxable? Can I change my RD amount every month? Which bank gives highest RD interest?

Doc Hub: Accurate Recurring Deposit (RD) Calculator

★★★★★ 4.9/5 Rating (3,640+ Savers Trusted)

Plan your future monthly savings with Doc Hub's Free RD Calculator. Get an instant and precise estimate of your maturity amount and interest earned for Bank and Post Office RDs.

• Monthly Savings Plan: See how small deposits grow into big returns.
• Bank & Post Office Support: Ideal for all major Indian financial institutions.
• Quarterly Compounding: High-precision results as per standard rules.
• No Signup Required: 100% free, fast, and secure tool.

Plan Smarter • Save Better • 100% Reliable Results