Unleash the power of compounding. Calculate your future wealth from Mutual Fund investments accurately.
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Projection Summary
By investing ₹ 5,000 monthly for 10 years, your total corpus would be approximately ₹ 11.6 Lakhs.
Understanding SIP (Systematic Investment Plan)
A Systematic Investment Plan (SIP) is a method of investing in Mutual Funds where an investor contributes a fixed amount at regular intervals (monthly, quarterly, etc.) rather than a lump sum. It is based on the principle of **Dollar Cost Averaging** and the **Power of Compounding**.
In 2026, as the Indian economy grows, SIPs remain the best way for salaried professionals to build long-term wealth, whether it's for retirement, a child's education, or buying a home.
The Magic of Compounding
"Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it." – Albert Einstein
When you invest via SIP, you earn returns on your principal AND on the returns previously earned. Over 15-20 years, this can turn small monthly savings into crores of rupees.
SIP vs Lumpsum
SIP is ideal for regular earners to average out market volatility. Lumpsum is better when you have a one-time bonus and the market is undervalued.
Taxation on Returns
Equity Mutual Fund returns are taxed at 12.5% (LTCG) if the gain exceeds ₹1.25 Lakh per year. STCG (less than 1 year) is taxed at 20%.
The 15-15-15 Rule
Investing ₹15,000 per month for 15 years at a 15% return rate can generate a corpus of approximately ₹1 Crore. Discipline is key.
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